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Stop using the credit cards Credit cards of the deceased are no longer valid.
Notifying any one of the three credit bureaus -- Equifax, Experian, and TransUnion -- allows the individual's credit report to be updated with a deceased notice, which may help prevent theft of their identity.
Estate executors or court-appointed designees, however, are encouraged to contact at least one of the three nationwide credit bureaus so that the deceased's credit report can be flagged, appropriately.
Generally, a credit report says you are deceased in error because a credit bureau, a credit card company, a bank, or the Social Security Administration made a typo or have a computer glitch. The error gets attached to your social security number on your credit report which does damage to your credit scores.
The spouse or executor of the estate may request the deceased person's credit report by mailing a request to each of the credit reporting companies. Send a letter along with the following information about the deceased: Legal name. Social Security Number.