Messages Debt Collection Without Notice

State:
Multi-State
Control #:
US-DCPA-28
Format:
Word; 
Rich Text
Instant download

Description

The form 'Letter – Notice: Stop Leaving Messages with Third Parties' serves as a method for consumers to notify debt collectors about violations of the Fair Debt Collection Practices Act, specifically Section 806, which prohibits harassment through messages left with third parties. This document provides a structured format for consumers to address the issue formally and seek corrective action from the debt collector. Key features include sections for personal and company information, as well as spaces to detail the violations. The form emphasizes the importance of sending the letter via certified mail, ensuring proof of delivery. Filling instructions are straightforward: users must complete personal details and specify the nature of the violations in their own words. This form is particularly useful for attorneys, partners, owners, associates, paralegals, and legal assistants dealing with debt collection cases, as it serves as a tangible step in the process of protecting clients' rights. Its use cases include documenting harassment instances, communicating formally with debt collectors, and laying groundwork for potential further legal action if violations persist. This tailored correspondence equips legal professionals with the tools to advocate effectively on behalf of their clients, promoting adherence to consumer protection laws.
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  • Preview Notice to Debt Collector - Unlawful Messages to 3rd Parties
  • Preview Notice to Debt Collector - Unlawful Messages to 3rd Parties
  • Preview Notice to Debt Collector - Unlawful Messages to 3rd Parties
  • Preview Notice to Debt Collector - Unlawful Messages to 3rd Parties

How to fill out Notice To Debt Collector - Unlawful Messages To 3rd Parties?

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FAQ

If you've ever received a text message from a debt collector, you've probably wondered whether it was legal. It's certainly unusual but debt collectors are not prohibited from making contact with you via text messages. Knowing your rights, and the law, will help you reduce some of the stresses of debt collection.

If you receive a text purporting to be from a debt collector, do not share personal or sensitive information via text message, especially if it's from someone you do not know. Instead, ask for validating details so you can confirm the debt and the person texting you are legitimate.

Hear this out loud PauseIf you've ever received a text message from a debt collector, you've probably wondered whether it was legal. It's certainly unusual but debt collectors are not prohibited from making contact with you via text messages. Knowing your rights, and the law, will help you reduce some of the stresses of debt collection.

Under the FDCPA, any communication from a debt collector is required to disclose their identity. This means they must state their name, the name of the collection company and their phone number. Additionally, they must state that the communication is being done to collect a debt.

A debt collection letter should include the following information: The amount the debtor owes you. The initial due date of the payment. A new due date for the payment, whether ASAP or in the future. Instructions on how to pay the debt.

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Messages Debt Collection Without Notice