Debt Collector Information Without Court Order
Description
How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Communicating Or Threatening To Communicate To Any Person False Credit Information, Including The Failure To Communicate That A Debt Is Disputed?
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FAQ
Debt collectors may ask questions to verify your identity, but you should never provide sensitive or financial information, at least not until you've verified the debt and that it's not a scam.
If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.
The truth is that there are no magic words to stop a debt collector from collecting the debt. In case you are wondering what the 11 word phrase to stop debt collectors is supposed to be its ?Please cease and desist all calls and contact with me immediately.?
Even if you owe money, debt collectors aren't allowed to threaten, harass, or publicly shame you. You have the right to order them to stop contacting you, and they must comply. If there's a mistake, and you really don't owe the debt, there are other steps you can take.
To request verification, send a letter to the collection agency stating that you dispute the validity of the debt and that you want documentation verifying the debt. Also, request the name and address of the original creditor.