Debt Collector Threats Without Permission

State:
Multi-State
Control #:
US-DCPA-18.1BG
Format:
Word; 
Rich Text
Instant download

Description

The document titled 'Letter Informing Debt Collector of Harassment or Abuse in Collection Activities Involving Threats to Use Violence or Other Criminal Means to Harm the Physical Person, Reputation, and/or Property of the Debtor' serves as a formal written notification to a debt collection agency regarding unlawful harassment tactics. It highlights that the actions of the debt collector constitute violations under Section 806 of the Fair Debt Collection Practices Act, specifically concerning threats of violence or similar criminal means. The user should fill in their personal details, including name and address, as well as specifics about the incident and the employee involved, ensuring that all information is accurate and complete. This form is particularly useful for individuals who have received aggressive or threatening communication from debt collectors, allowing them to assert their rights and demand cessation of such behavior. The utility of this form extends to attorneys, partners, owners, associates, paralegals, and legal assistants who may assist clients in addressing unlawful collection practices—a significant concern in consumer rights law. By using this letter, users can officially document their grievances and evidentially uphold protections afforded to them under federal law.

How to fill out Letter Informing Debt Collector Of Harassment Or Abuse In Collection Activities Involving Threats To Use Violence Or Other Criminal Means To Harm The Physical Person, Reputation, And/or Property Of The Debtor?

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FAQ

If you receive a notice from a debt collector, it's important to respond as soon as possible?even if you do not owe the debt?because otherwise the collector may continue trying to collect the debt, report negative information to credit reporting companies, and even sue you.

Examples of harassment by a debt collector A debt collector is also not allowed to harass, oppress, or abuse you or anyone else they contact. This includes repetitious phone calls with the intent to harass, use of obscene or profane language, and threats of violence or harm.

If you are struggling with debt and debt collectors, Farmer & Morris Law, PLLC can help. As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.

As soon as you use the 11-word phrase ?please cease and desist all calls and contact with me immediately? to stop the harassment, call us for a free consultation about what you can do to resolve your debt problems for good.

On the other hand, here's what you shouldn't do. Don't give a collector any personal financial information, make a "good faith" payment, make promises to pay, or admit the debt is valid.

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Debt Collector Threats Without Permission