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What to Do When You Receive a Demand Letter Don't Blow It Off. ... Assess the Validity of the Arguments. ... Understand the Obligee's Motives. ... Determine Whether or Not You Need a Lawyer. ... Respond Formally, Factually, and Professionally. ... Get Verification of Receipt.
Frequently Asked Questions (FAQ) Type your letter. ... Concisely review the main facts. ... Be polite. ... Write with your goal in mind. ... Ask for exactly what you want. ... Set a deadline. ... End the letter by stating you will promptly pursue legal remedies if the other party does not meet your demand. Make and keep copies.
Most states have laws that require insurance companies to act on claims within a certain amount of time. In Texas, an insurance company has to respond to a submitted claim no later than the 15th business day after receiving notice of the claim, ing to Texas Revised Statutes Section 542.055.
A demand letter should always be polite. Using abusive or threatening language will not work in your favor ? not only will it make the defendant less likely to want to settle your claim, it could even cause damage to your actual case.