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Sole proprietors are exempt from the Georgia workers' compensation law. But many self-employed workers still opt for coverage, especially if they're construction business owners.
Officers and LLC Members who are not excluded from coverage must utilize a minimum payroll of $62,400 and a maximum payroll of $254,800 for the purpose of rating premium.
Unfortunately, under Georgia law, independent contractors are not eligible for workers' compensation. In very rare situations, an employer may opt to provide workers' comp, but it is not their legal duty to do so.
Unfortunately, under Georgia law, independent contractors are not eligible for workers' compensation. In very rare situations, an employer may opt to provide workers' comp, but it is not their legal duty to do so.
An independent contractor is a worker who contracts services to a business. An independent contractor, also known as a "1099 contractor," is not an employee even though he or she provides services to the employer.
Georgia Law: The ?ABC? Test To be an independent contractor, the worker must not only be engaged in an independently established profession, but also must be free of significant control or direction by the employer.
The law requires any business with three or more workers, including regular part-time workers, to have workers' compensation insurance. Coverage can be verified by going to .sbwc.georgia.gov and in the Popular Topics box click on ?verify workers' compensation insurance coverage?.
The law further states that independent contractor status is evidenced if the worker: (1) has a substantial investment in the business other than personal services, (2) purports to be in business for himself or herself, (3) receives compensation by project rather than by time, (4) has control over the time and place ...