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Can Texan homeowner's stop foreclosure? Yes. In Texas most loans are non-judicial which means the bank does not have to take a foreclosure to court to be approved. The best way to stop and delay a lender from taking your property is to file a lawsuit and get a restraining order.
A temporary restraining order serves to provide emergency relief and to preserve the status quo until a hearing may be had on a temporary injunction. The purpose of a temporary injunction is to preserve the status quo pending a full trial on the merits.
You can potentially obtain a TRO by convincing the judge assigned to your case that you would suffer harm that could only be described as ?irreparable? if they don't halt the foreclosure process temporarily. Sometimes, the TRO process all takes place within 24-48 hours. A TRO is, by definition, temporary.
Step 1: Go to the district attorney's office or the courthouse to file. Step 2: Fill out the forms. Step 3: A judge will review your petition. Step 4: Service of process. Step 5: The hearing for a permanent protective order.
The purpose of a temporary injunction is to preserve the status quo pending a full trial on the merits. ? The status quo is the last actual peaceable, noncontested status that preceded the controversy. ? Status quo may be a state of action.