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To reply to the claim, you will need to complete the forms contained in a response pack sent with the claim form (or with the particulars of the claim if they were sent separately). Make sure you read the guidance notes for defendants carefully before completing any forms.
Suing a party that doesn't have any money or assets can be complicated and time-consuming. If the defendant lacks funds and real property, it will take far longer to recover from the losses you suffered than in an average claim.
If the creditor sends you a letter of claim and you do not reply within 30 days of the date at the top of the letter, the creditor can ask the court to increase the debt. They do not have to do this and are unlikely to do so if you agree you owe the money.
Overview Step 1: Calculate your deadline to respond. Step 2: Evaluate your options. Step 3: Prepare a response. Step 4: File your response with the court. Step 5: Give plaintiff a copy of your response. Step 6: Know what to expect next.
The defendant(s) must serve and file a Statement of Defence (form 171 B), following service of the statement of claim, within: 30 days, if the defendant was served in Canada or in the United States; or.