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Make edits, fill in missing information, and update formatting in US Legal Forms—just like you would in MS Word.

Download a copy, print it, send it by email, or mail it via USPS—whatever works best for your next step.

Sign and collect signatures with our SignNow integration. Send to multiple recipients, set reminders, and more. Go Premium to unlock E-Sign.

If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.

We protect your documents and personal data by following strict security and privacy standards.
Your letter should identify each item you dispute, state the facts, explain why you dispute the information, and ask that the business that supplied the information take action to have it removed or corrected. You may want to enclose a copy of your report with the item(s) in question circled.
You should list each item on your credit report that you believe is inaccurate, including the creditor name, the account number and the specific reason you feel the information is incorrect. You may also submit documents to support your dispute.
In addition to your name and address, you may want to include your date of birth and your Social Security number. If you send your Social Security number and other personal information by email, please take appropriate security measures including encrypting the email.
Your letter should identify each item you dispute, state the facts, explain why you dispute the information, and ask that the business that supplied the information take action to have it removed or corrected. You may want to enclose a copy of your report with the item(s) in question circled.
If you mail a dispute, your dispute letter should include: Contact information for you, including your complete name, address, and telephone number. Credit report confirmation number, if available. Each error you want fixed, including the account number for any account you may be disputing.
You have two options to submit your dispute documents. You can receive the form by email, complete it electronically and email all of your documentation to us. Or, you can print and mail in your completed dispute form and include copies of the required documents.
Alternatively, you can write to us at Equifax Limited, PO Box 10036, Leicester, LE3 4FS. Please include your name, address, case number, and credit report reference number (if applicable). We ask that you don't send us original documents as they may not be returned.
Send your letter by certified mail with “return receipt requested,” so you can document that the credit bureaus got it. Keep your original documents. Include copies of the documents that support your request and save copies for your files.
If you lose your security freeze confirmation number you must write to Equifax Security Freeze, P.O. Box 105788, Atlanta, Georgia 30348 and provide your identity information.
On our automated phone line: (800) 685-1111. Hours are am— am ET. By mail to: Equifax Disclosure Department, P.O. Box 740241, Atlanta, GA 30374.