Chattel Mortgage Form With Balloon Excel In Montgomery
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FAQ
In some states and under certain circumstances, the owners of manufactured homes can refinance their chattel loans into conventional manufactured home loans even if they don't own the lot underneath their homes.
The traditional mortgage is only for stationary property. It's suited for long-term real estate investments. Chattel loans are for property that can be easily moved. They're also an option for borrowers who want their loans approved faster and with shorter repayment times.
The Bottom Line. If you're looking to buy a modular home or movable piece of equipment, taking out a chattel mortgage could be right for you. These loans come with shorter terms and much lower processing fees. However, the interest rate will be higher than what you'd receive on a conventional mortgage.
