A credit card agreement is defined as the written document or documents evidencing the terms of the legal obligation, or the prospective legal obligation, between a card issuer and a consumer for a credit card account under an open-end (not home-secured) consumer credit plan.
The card member agreement provides the terms and conditions of a credit card account. This agreement is required by federal law as a consumer disclosure. It also represents a binding agreement between card issuers and their customers.
If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must make your agreement available to you upon request.
Existing Cardmembers Get a copy of your agreement mailed to you by initiating a request below. Log In to Request Your Agreement. or call 1-800-DISCOVER.
If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must make your agreement available to you upon request.
Creditors should give you a copy of your credit agreement. If you have lost it or you are unsure whether the creditor gave you a copy, you can ask for one.
Existing Cardmembers Get a copy of your agreement mailed to you by initiating a request below. Log In to Request Your Agreement. or call 1-800-DISCOVER.
If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must make your agreement available to you upon request. If you are having trouble getting your agreement, let us know by submitting a complaint.
Not anymore. Visa, Mastercard, Discover and American Express dropped the requirement to sign for charges like restaurant checks in 2018. They don't look at our scribbles to verify identity or stop fraud.
Yes, you need to sign a credit agreement for it to be valid.