Invasion Privacy

 Complaint by Debtor for Harassing and Malicious Telephone Calls Regarding Debt, Invasion of Right to Privacy and Violation of the Federal Fair Debt Collection Practices Act
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US-01420BG
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Description Harassing Calls Debt

The Fair Debt Collection Practices Act (FDCPA) prohibits harassment or abuse in collecting a debt such as threatening violence, use of obscene or profane language, publishing lists of debtors who refuse to pay debts, or even harassing a debtor by repeatedly calling the debtor on the phone. The FDCPA applies only to those who regularly engage in the business of collecting debts for others -- primarily to collection agencies. The Act does not apply when a creditor attempts to collect debts owed to it by directly contacting the debtors. It applies only to the collection of consumer debts and does not apply to the collection of commercial debts. Consumer debts are debts for personal, home, or family purposes. The collector is restricted in the type of contact he can make with the debtor. He can't contact the debtor before 8:00 a.m. or after 9:00 p.m.

This form is a generic complaint and adopts the "notice pleadings" format of the Federal Rules of Civil Procedure, which have been adopted by most states in one form or another. This form is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.

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Complaint Debt Collection Other Form Names

Harassing Calls Collection   Debtor Harassing   Harassing Debt Collection   Calls Collection   Complaint Malicious   Harassing Federal   Debtor Harassing Collection  

Right Privacy Violation FAQ

How do I file a complaint against a debtor?

What can you do if you are being harassed by debt collectors?

How do I dispute a debt that is not mine?

What is considered harassment from a debt collector?

What are my rights under the Fair Debt Collection Practices Act?

How many calls from a debt collector is considered harassment?

How do you dispute a debt that has been paid?

Can I sue a debt collection agency for harassment?

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