This form is an initial screening questionnaire for the purpose of trying to catch some of the problems that might make a bankruptcy more difficult for you.
The whole process can take a few months, like waiting for the big reveal of a movie after the trailers. It depends on the type of bankruptcy and how complicated your situation is.
It’s possible! Many people keep their homes and cars, especially if they’re not worth a ton. It’s all about how much equity you have and the type of bankruptcy you choose.
Not forever! Yes, it can hit your credit score hard at first, but like a storm passing, things can clear up over time with good financial habits. You can rebuild your credit after bankruptcy.
Not quite! Some debts, like student loans and child support, tend to stick around even after bankruptcy. It’s like trying to shake off a stubborn cold—some things just don’t go away easily.
Anyone can file for bankruptcy in Austin if they’re struggling with debt. It’s like saying, 'I need a little help here!' This includes individuals, families, and even some businesses.