This affidavit- Client-authorized representative means a person who has legal authority, either designated or granted, to make decisions on behalf of the client.
You usually don’t have to submit it anywhere, but you need to keep it handy in case it’s requested by a consumer reporting agency or other entities.
Yes, you generally need to fill out the affidavit, sign it, and possibly have it notarized to make it official.
Absolutely! You can revoke it anytime by letting the other party know and putting it in writing.
Typically, it lasts until you revoke it or until any specific period you state, but it’s always good to check the latest rules.
Yes, you’ll need to share some basic details about yourself and your representative, like names and addresses.
You can choose a family member, friend, or even an attorney – just someone you trust who can handle your consumer affairs.
It's a legal document that gives someone permission to act on your behalf when dealing with certain consumer issues, like credit reports.