A mortgage is an agreement between you and a lender that allows you to borrow money to purchase or refinance a home and gives the lender the right to take your property if you fail to repay the money you've borrowed.
Your credit score is a big deal! A higher score usually means getting better interest rates, which can save you a pretty penny over time.
Before jumping in, think about your budget, credit score, and how long you plan to stay in your house. It’s like laying a strong foundation before building your dream home.
In Long Beach, you can choose from various mortgage types like fixed-rate, adjustable-rate, FHA, VA loans, and more. It’s like picking the right tool for the job!
The best way to find a trustworthy lender is to ask friends and family for recommendations, check online reviews, and do a little research. You want to find someone who has your best interests at heart.