Look for a lender with good reviews, clear communication, and a variety of mortgage options. It’s worth shopping around to find the best fit for your needs.
rate mortgage has an interest rate that stays the same for the whole term, which gives you consistent monthly payments. An adjustablerate mortgage has a rate that can change after a set period, potentially affecting your payments.
Your borrowing power depends on factors like your credit score, income, and debts. Lenders usually assess your financial situation to determine how much you can afford.