If they can’t prove it, they have to stop trying to collect it. It’s like winning a round in a boxing match—you’ve got the upper hand!
No, they shouldn’t. It’s against the rules. You’ve thrown down the gauntlet, and they need to prove their case before moving forward.
After you send it, the creditor has to get back to you with proof. It’s like waiting for a letter from home—you just have to be a bit patient!
Include your name, address, the creditor's name, and a clear request for proof of the debt. Think of it as giving them the keys to find the information you need.
You can send it by mail or sometimes even by email. Just make sure to keep a copy for your records—you never know when it will come in handy!
You should send it when you’re unsure about a debt or think there might be a mistake. It’s your way of saying, 'Show me the proof!'
A Request for Proof of Debt is a way for you to ask a creditor to officially prove that you owe them a debt. It’s like asking for the recipe before you enjoy the meal!