Oklahoma City Oklahoma Notice to Debt Collector - Use of False Threats

State:
Multi-State
City:
Oklahoma City
Control #:
US-DCPA-38
Format:
Word; 
Rich Text
Instant download

Description

Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of a debt. This includes threatening to take action the debt collector can not legally take or does not intend to take.

Wording possibly constituting a threat includes:

  • Stating an action is a possibility.
  • Stating that legal action has been recommended.
  • Representing that a third party will take action.

    Examples of permissible actions a debt collector may not take unless they intend to do so:

  • Taking criminal action such as reporting a dishonored check.
  • Attaching a consumers tax refund.
  • Reporting a debt to a credit bureau.
  • Bringing legal action.

    Examples of impermissible actions:

  • Contacting the consumers employer or other third party for a purpose other than obtaining location information.
  • Advising the creditor to sue where such advice would violate the states rules against the unauthorized practice of law.
  • Threatening to sue where the states rules forbid a debt collector from suing in their own name without first obtaining a formal assignment from the owner of the debt and that assignment has not been made.

    Lack of intent may be inferred if the amount of the debt is too small for the action to be feasible or when the debt collector has threatened an action their employer or the original creditor has not authorized them to take.

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    FAQ

    Oklahoma City has many unique districts that define the city's culture and embody the Modern Frontier moniker. The National Stockyards is the world's largest feeder and stocker cattle market located in Stockyard City. OKC Facts & Numbers visitokc.com ? media ? okc-facts-numbers visitokc.com ? media ? okc-facts-numbers

    Zip Code List County - Oklahoma County, Oklahoma Zip CodeCityCounty 73107 Oklahoma City Oklahoma County 73108 Oklahoma City Oklahoma County 73109 Oklahoma City Oklahoma County 73110 Midwest City Oklahoma County48 more rows Zip Code List County ciclt.net ? clt ? capitolimpact ? gw_ziplist ciclt.net ? clt ? capitolimpact ? gw_ziplist

    Mother Nature has provided plenty of awe-inspiring locales all over Oklahoma and with 12 distinct eco-regions the variety of stunning scenery is incredible. #1 - Wichita Mountains Wildlife Refuge. ... #2 - Quartz Mountain State Park. ... #3 - Chickasaw National Recreation Area. ... #4 - Beavers Bend State Park.

    8 Things Oklahoma is Known and Famous For Native American Heritage. Red Earth Festival. Chicken Fried Steak. Route 66. Tornadoes. Wind Energy. Oil and Gas Industry. Museums.

    1. Oklahoma City National Memorial & Museum.

    Oklahoma City has many unique districts that define the city's culture and embody the Modern Frontier moniker. The National Stockyards is the world's largest feeder and stocker cattle market located in Stockyard City.

    Oklahoma City has many unique districts that define the city's culture and embody the Modern Frontier moniker. The National Stockyards is the world's largest feeder and stocker cattle market located in Stockyard City.

    Explore what makes these industries thrive in Oklahoma. Oklahoma is 1st in rye production, 2nd in canola production, 5th in beef production and is home to a vast array of companies ranging from paper and packaging manufacturing to beverage production and fertilizer manufacturing.

    Originally Answered: What's worth seeing and experiencing while visiting Oklahoma City? The Bombing Memorial but on a lighter side, Bricktown and the Riversports area is awesome and if you like Western the National Western Heritage Musuem. Lots of fun things to do here.

    Interesting Questions

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    Oklahoma City Oklahoma Notice to Debt Collector - Use of False Threats