Raleigh North Carolina Notice to Debt Collector - Falsely Representing Dire Consequences for Nonpayment of a Debt

State:
Multi-State
City:
Raleigh
Control #:
US-DCPA-37
Format:
Word; 
Rich Text
Instant download

Description

Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of a debt. This includes:

  • Falsely representing or implying that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person.
  • Falsely representing or implying that the consumer committed any crime or other conduct in order to disgrace the consumer.

    For instance, a debt collector may not: falsely allege that the consumer committed fraud; or misrepresent the law (e.g., tell a consumer they committed a crime by issuing a check that was dishonored when the law in their state applies only where there is a "scheme to defraud).
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    FAQ

    The Best Suburbs of Raleigh, North Carolina Pittsboro. Population: 4,287. Median Home Value: $284,858. ... Hillsborough. Population: 7,239. ... Wake Forest. Population: 44,046. ... Zebulon. Population: 5,646. ... Holly Springs. Population: 36,749. ... Apex. Population: 53,852. ... Cary. Population: 168,160. ... Carrboro. Population: 21,314.

    A: Yes, because of its strong economy, abundance of jobs, pleasant climate, and small-town hospitality, Raleigh is considered one of the best places to live in North Carolina. Q: Is Raleigh, NC, an expensive place to live? A: That depends on where you're moving from.

    The cost of living in Raleigh, NC is 3% higher than the state average and 2% lower than the national average.

    How much do I need to make to live comfortably in Raleigh, NC? Many factors go into what salary you need to live comfortably in Raleigh. Depending on your personal preferences, a single adult needs an average salary of about $102,752 to live comfortably in Raleigh. However, the average income here is $42,632. What is a Good Salary to Live Comfortably in Raleigh, NC? raleighrealtyhomes.com ? blog ? live-comfortably... raleighrealtyhomes.com ? blog ? live-comfortably...

    Ing to a CNBC and SmartAsset study, Raleigh is in the top 25 of 100 cities with the highest income needed to live ?comfortably.? Raleigh among top for most expensive cities to live in, study ... WRAL.com ? story ? pretty-intense-raleigh-am... WRAL.com ? story ? pretty-intense-raleigh-am...

    Housing expenses in Raleigh are slightly lower than the national average, but the actual cost depends on several factors, such as location, neighborhood, housing type, size, and more. On average, the price of a home in Raleigh is around $427,000, which is slightly higher than the national average. Is It Cheaper to Live in Raleigh or Charlotte, NC? raleighrealtyhomes.com ? blog ? cheaper-raleigh-... raleighrealtyhomes.com ? blog ? cheaper-raleigh-...

    While costs are no doubt rising across the board?with housing jumping ~$150K in the last four years alone?Raleigh remains a very affordable place to live across all categories in a cost-of-living comparison. Raleigh Cost of Living: We Are Still One of Most Affordable Metros raleighmag.com ? 2023/10 ? cost-of-living raleighmag.com ? 2023/10 ? cost-of-living

    What is Raleigh Most Famous For? North Carolina Museum of Natural Sciences. Pullen Park. JC Raulston Arboretum. North Carolina Museum of Art. North Carolina State Capitol Building. State Farmers Market. William B. Umstead State Park. Historic Oakwood.

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    Raleigh North Carolina Notice to Debt Collector - Falsely Representing Dire Consequences for Nonpayment of a Debt