If you find yourself in that pickle, your own uninsured motorist coverage may come to the rescue. Check your policy to see how it can help.
You’ve got a window, typically around a year. However, it’s best to get the ball rolling as soon as possible—don’t let the grass grow under your feet!
You sure can! Even if you’re at fault, your insurance will usually cover the damages. Just remember, it might affect your premium down the road.
Gather the basics: names, contact info, and insurance details of everyone involved. Don’t forget to take pictures of the scene and any damage—it'll be worth a thousand words later!
Filing a claim is as easy as pie! Reach out to your insurance provider and provide them with the details of the accident. They'll guide you through the steps.
First things first, make sure everyone is okay. Check for injuries and call 911 if needed. It's important to stay calm and get the help you need.
You generally have one year in Tennessee to file a claim, so it's better to hustle. Time flies when you’re dealing with the aftermath!