This form is a deed of trust modification. It is to be entered into by a borrower, co-grantor, and the lender. The agreement modifies the mortgage or deed of trust to secure a debt described within the agreement. Other provisions include: renewal and extension of the lien, co-grantor liability, and note payment terms.
Mecklenburg North Carolina Change or Modification Agreement of Deed of Trust
State:
Multi-State
County:
Mecklenburg
Control #:
US-00183
Format:
Word;
Rich Text
Instant download
Description
Free preview
How to fill out Change Or Modification Agreement Of Deed Of Trust?
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FAQ
Can I prepare my own deed and have it recorded? A. North Carolina law allows you to prepare a Deed of Conveyance for any real property to which you have legal title. However, the conveyance of real property is a legal matter that should be given under and with the advice of legal counsel.
The Register of Deeds Office issues marriage licenses and supplies copies of birth and death certificates in Wake County. The General Statutes of North Carolina govern the Register of Deeds Office which has the responsibility of protecting the integrity, completeness, accuracy and safekeeping of these public records.
It usually takes four to six weeks to complete the legal processes involved in the transfer of title.
To look at a deed you can:Go to your Register of Deeds Office and look at the document there. Find your Register of Deeds in: Your phone book under county government. The NC Directory of State and County Officials:Look it up online. Many counties have their real property (land) records online. Go to the county website.
North Carolina is a title theory state so the mortgagee holds legal title to the property. The holder of legal title is forbidden to bid at a foreclosure sale so deeds of trust are more commonly used in North Carolina so that the lender can bid at the foreclosure sale.
To look at a deed you can:Go to your Register of Deeds Office and look at the document there. Find your Register of Deeds in: Your phone book under county government. The NC Directory of State and County Officials:Look it up online. Many counties have their real property (land) records online. Go to the county website.
When done properly, a deed is recorded anywhere from two weeks to three months after closing.
Deeds are required to have the name of the grantor, the name and address of the grantee, the name of the preparer and an acknowledgment by a notary. Once the deed is properly drafted and signed, it must be recorded with the register of deeds in the county in which the property is located.
All real estate records are public records and are available for inspection between the hours of 8 a.m. and 5 p.m. Monday through Friday. The Register of Deeds Office is located in the County and Courts Office Building, 720 East Fourth Street, Charlotte, NC 28202.