Albuquerque New Mexico Protecting Minors from Identity Theft Package

State:
New Mexico
City:
Albuquerque
Control #:
NM-P082-PKG
Format:
PDF; 
Word; 
Rich Text
Instant download

Description

This package contains the forms that are necessary for minors or minors' parents to effectively deal with creditors and government agencies after the minor's identification is lost or stolen. This package is designed to clear a minor's name, and reduce a minor's or the minor's parent's time and expense in dealing with identity thieves. The forms in this package are essential to assist in remedying and protecting a minor's credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of a minor's identification. The documents in this package include the following:



1) Federal Trade Commission Affidavit Regarding Identity Theft;

2) Letter to Credit Reporting Company or Bureau Regarding Identity Theft of Minor;

3) Letter to Creditors Notifying Them of Identity Theft of Minor;

4) Letter to Creditors Notifying Them of Identity Theft of Minor for New Accounts;

5) Letter Notifying Law Enforcement of Identity Theft of Minor;

6) Letter Notifying Postal Authorities of Identity Theft of Minor;

7) Letter Notifying Social Security Administration of Identity Theft of Minor;

8) Letter Notifying Other Entities of Identity Theft of Minor;

9) Identity Theft Contact Table;

10) Identity Theft Checklist for Minors;

11) Guide for Protecting Minors from Identity Theft;

12) Letter of Request for Credit Report of Minor; and

13) Letter to Report False Submission of Information.


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FAQ

One of the most effective ways to help protect against a thief from opening credit cards and loans in a child's name is to freeze his or her credit file. The major credit reporting agencies (Experian, TransUnion and Equifax) offer this tool.

Neither you nor the IRS can stop someone from filing a tax return with your child as a dependent.

Child identity theft occurs when someone uses personally identifiable information like a child's Social Security number to commit fraud. This might include opening bank and credit card accounts, taking out loans, or applying for employment, as we explain here.

People ages 30 to 39 are most likely to get their identities stolen, followed by 40 to 49-year-olds. This could be due to the fact that by that age most people already have a stable job and a higher income. Their identity details are used more often and are more vulnerable to theft and more attractive to thieves.

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

How to Protect Your Child's Identity Consider Security Freezes on Your Child's Credit Reports.Safeguard Children's Social Security Numbers.Monitor Your Child's Personal Information.Pay Attention to Privacy Policies.Use Your Own Personal Information Instead of Your Child's.Avoid Oversharing on Social Media.

Consider a free security freeze You'll need to provide proof of your identity and theirs and proof that you are their parent or legal guardian. Security freezes must be placed separately with each of the three nationwide credit bureaus.

How to Protect Your Child's Identity Consider Security Freezes on Your Child's Credit Reports.Safeguard Children's Social Security Numbers.Monitor Your Child's Personal Information.Pay Attention to Privacy Policies.Use Your Own Personal Information Instead of Your Child's.Avoid Oversharing on Social Media.

Are My Children at Risk Of Identity Theft? Highlights:Check your child's credit reports.Consider a free security freeze.Consider a credit monitoring product.Keep your child's documents in a safe place.Don't share your child's personal information unless it's absolutely necessary.

Identity theft can happen to anyone, but you can reduce the risk of becoming a victim by taking some simple steps to protect your personal information. Keep Your Personal Information Secure.Monitor Your Credit Reports, Bank and Credit Accounts.Ask Questions Before You Share Your Information.

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Albuquerque New Mexico Protecting Minors from Identity Theft Package