Long Beach California Notice and Authorization Regarding Consumer Report

State:
California
City:
Long Beach
Control #:
CA-JM-0002
Format:
Word
Instant download

Description

This form is used to obtain permission from an employee or prospective employee prior to the employer requesting a consumer credit report or background investigation.

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FAQ

Information excluded from consumer reports further include: Arrest records more than 7 years old. Items of adverse information, except criminal convictions older than 7 years. Negative credit data, civil judgments, paid tax liens, and/or collections accounts older than 7 years.

The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer.

Generally speaking, a background check for employment may show identity verification, employment verification, credit history, driver's history, criminal records, education confirmation, and more.

Employment background checks also are known as consumer reports. They can include information from a variety of sources, including credit reports and criminal records.

Hundreds of companies provide employment background checks and qualify as consumer reporting agencies. Employment reports often include credit checks, criminal background checks, public records?such as bankruptcy filings and other court documents?and information related to your employment history.

A consumer report is a collection of documents that may include credit reports, criminal and other public records such as bankruptcy filings, and records of civil court procedures and judgments. Increasingly, these records also include your activity on social media, such as Twitter and Facebook.

What Can Be Disqualifying on a Background Check? Criminal History.Inconsistencies.Poor Credit History.Poor Employment History.Bad Driving Record.Review the Background Check Policy.Talk to the Candidate.Make a Decision.

You should fact-check your specialty consumer reports during important life events and situations, such as when applying for a job, rental home, or at other times like when applying for a new bank account or insurance policy.

Hundreds of companies provide employment background checks and qualify as consumer reporting agencies. Employment reports often include credit checks, criminal background checks, public records?such as bankruptcy filings and other court documents?and information related to your employment history.

You are also entitled to a free credit report every 12 months from each of the three nationwide consumer reporting companies?Equifax, TransUnion, and Experian. You can request a copy through AnnualCreditReport.com .

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Long Beach California Notice and Authorization Regarding Consumer Report