Wyoming Vehicle Policy
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FAQ
No, all states do not require car insurance, but all require financial responsibility to operate a vehicle on the roadway.
Is Wyoming a no-fault state? Wyoming is an at-fault state, which means drivers must take responsibility and pay for any crash they are found to cause. After an accident, the insurance of the driver who caused the accident must pay the other driver's costs for damage caused by the collision.
Since it's early years of westward expansion, AAA has come to offer Wyoming Members all of the benefits and perks that comes with a AAA Membership, including outstanding roadside assistance and reliable coverage, as well as access to its Approved Auto Repair programa collection of auto repair and maintenance centers
Yes, car insurance is a mandatory requirement in Wyoming. It is non-negotiable for drivers to carry a minimum of 25/50/20 liability insurance. There are penalties and fines associated with driving without insurance and failure to have proof of insurance with you.
Yes, federal law requires all drivers to have car insurance so the interests of pedestrians and other motorists are protected in a crash. Most states have laws that mandate car insurance as well, with each state establishing its own required coverage amounts and penalties for failure to have insurance.
Wyoming Minimum Insurance Insured drivers in Wyoming must carry at least the following minimum auto insurance coverage levels: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident
New Hampshire is the only state that doesn't require residents to have insurance, or even prove they could cover their liability in an accident, according to the Insurance Information Institute and Property Casualty Insurers Association of America.
No, Wyoming is not a no-fault state. Wyoming is an at-fault (or tort) state. That means the driver who causes an accident uses their insurance to pay for the other driver's bills from the collision.
That's why it's important to compare rates from multiple insurers. The average cost of full coverage car insurance in Wyoming is $1,484 per year, or about $124 per month, according to NerdWallet's analysis. Minimum coverage in Wyoming is $336 per year on average, but we found you can likely get a cheaper policy.
