West Virginia Deed of Trust - Multistate

State:
Multi-State
Control #:
US-00486
Format:
Word; 
Rich Text
Instant download

Description

In consideration of a debt owed to the trustee, debtor conveys and warrants to trustee a certain piece of property described in the deed of trust.
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FAQ

A West Virginia deed transfers title to property from one party to another. The deed should be written for the date when the consideration (money) exchanges hands with the Grantee (buyer). The form should have the Preparer's, Grantor's, Grantee's information along with the legal description of the property.

What Is a West Virginia Quitclaim Deed? West Virginia real estate owners can transfer ownership by signing and recording a deed. 1. A quitclaim deed is a specific deed form that transfers whatever claim or interest the signer has in the property without guaranteeing the property's title is clear or valid.

The current owner transferring property must sign a West Virginia deed. The county clerk cannot record an unsigned deed. An agent acting under power of attorney can sign a deed on the owner's behalf if the owner has signed a power-of-attorney agreement giving the agent authority. Notarization.

A West Virginia deed of trust transfers a borrower's real estate to a trustee to secure their financial obligation to a lender. The borrower is returned their property title upon repaying their debt to the lender.

Deeds of trust and mortgages are both acceptable under Maryland law, however, deeds of trust are used in almost every residential transaction. Under Maryland Real Property §7-105 and Maryland Rule 14-214(b)(2), corporate trustees may not exercise the power of sale.

Focusing on this geographical region, the Deed of Trust is the preferred or required security instrument for real property in the following states: Maryland, North Carolina, Tennessee, Virginia and West Virginia. Mortgages are used in Kentucky, Ohio and Pennsylvania.

Recording Requirements § 39-1-2: The quitclaim deed is to be recorded with the county clerk where the property is located, and a recording fee of $30 must be paid. Transfer Tax: Yes: $1.10 for each $500 of the property's value.

West Virginia levies a deed transfer tax (often referred to as an excise tax) on real property. The tax is $1.10 per $1,000. Each county has the authority to establish its own excise tax rate, which the majority do. West Virginia does not have a mortgage tax.

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West Virginia Deed of Trust - Multistate