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Wisconsin Schedule E/F: Creditors Who Have Unsecured Claims (individuals)

State:
Wisconsin
Control #:
WI-SKU-0072
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PDF
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Description

Schedule E/F: Creditors Who Have Unsecured Claims (individuals)

Wisconsin Schedule E/F: Creditors Who Have Unsecured Claims (individuals) is a document used in Wisconsin bankruptcy filings. It is used to list any individual creditors who have unsecured claims against the filer. Creditors must be listed by name, address, and the amount of the claim. There are two types of Wisconsin Schedule E/F: Creditors Who Have Unsecured Claims (individuals): Priority Creditors and Non-Priority Creditors. Priority creditors are those who are owed more money than non-priority creditors and have a higher claim on the filer’s assets. Non-priority creditors are those who are owed less money than priority creditors and have a lower claim on the filer’s assets.

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FAQ

Some of the most common types of priority unsecured debt include: Child support. Other domestic support, such as alimony. Certain income taxes, depending on age and whether they were timely filed.

Some of the most common types of unsecured creditors include credit card companies, utilities, landlords, hospitals and doctor's offices, and lenders that issue personal or student loans (though education loans carry a special exception that prevents them from being discharged).

Non-priority debts include the bulk of unsecured debts, such as: Past-due credit card bills and outstanding credit card balances. Unpaid personal loan payments. Private debts to friends and family members. Overdue bills, including those for rent, utilities and cellphones.

Unsecured claims still take priority over other debts that the person may owe, but they aren't secured with collateral. These claims usually have priority for public policy reasons, where the public would otherwise be harmed by unpaid debts.

Priority unsecured creditors are parties that the bankruptcy law favors over other unsecured creditors, even though they do not have a security interest in the debtor's property. Examples of priority unsecured claims include: Alimony or child support payments, The costs of the trustee in handling the bankruptcy, and.

Unsecured Debt - If you simply promise to pay someone a sum of money at a particular time, and you have not pledged any real or personal property to collateralize the debt, the debt is unsecured. For example, most debts for services and some credit card debts are ?unsecured?.

More info

Download Form (pdf, 249. Save the form on your computer.Schedule E-F-Creditors Who Have Unsecured Claims (Non-Individuals) Form. This is a Official Federal Forms form and can be use in General Bankruptcy. Schedule E-F-Creditors Who Have Unsecured Claims (Individuals) Form. Schedule E—Creditors Holding Unsecured Priority Claims. That committee generally is to consist of the seven largest unsecured creditors who are willing to serve. Schedule F: A list of unsecured creditors with non-priority claims. Schedule D - Creditors Holding Secured Claims. Click below to print.

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Wisconsin Schedule E/F: Creditors Who Have Unsecured Claims (individuals)