Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

State:
Multi-State
Control #:
US-DCPA-19.18BG
Format:
Word; 
Rich Text
Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:


"(10) The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer."


This would include falsely stating or implying that a consumer is required to assign their wages to their creditor when such assignment is not required.

Free preview
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt
  • Preview Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt

Related forms

form-preview
Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

View this form
form-preview
Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing that Debtor has or is Committing Criminal Fraud by Nonpayment of a Debt

View this form
form-preview
Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt - Falsely Stating that the Entire Amount of a Consumer's Debt is Due When it is Not

View this form
form-preview
Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing or Implying that a Debt Collector Operates or is Employed by a Consumer Reporting Agency

View this form
form-preview
Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Falsely Representing the Character, Amount, or Legal Status of any Debt

View this form

How to fill out Letter Informing Debt Collector Of False Or Misleading Misrepresentations In Collection Activities - Using False Representation Or Deceptive Means To Collect A Debt?

Selecting the optimal legal document template can be challenging. Obviously, there are numerous templates accessible online, but how do you find the legal form you require.

Utilize the US Legal Forms website. The service provides thousands of templates, including the Washington Letter Notifying Debt Collector of Inaccurate or Misleading Representations in Collection Practices - Utilizing False Representation or Deceptive Means to Recover a Debt, suitable for both business and personal needs.

All the forms are reviewed by experts and adhere to federal and state guidelines.

If the form does not meet your requirements, use the Search field to find the appropriate form. Once you are confident that the form is suitable, click the Purchase now button to obtain the form. Select the pricing plan you desire and provide the necessary information. Create your account and finalize the payment using your PayPal account or credit card. Choose the file format and download the legal document template to your device. Complete, edit, print, and sign the obtained Washington Letter Notifying Debt Collector of Inaccurate or Misleading Representations in Collection Practices - Utilizing False Representation or Deceptive Means to Recover a Debt. US Legal Forms is the largest collection of legal forms where you can find various document templates. Use the service to obtain correctly crafted documents that comply with state standards.

  1. If you are already registered, sign in to your account and click on the Download button to locate the Washington Letter Notifying Debt Collector of Inaccurate or Misleading Representations in Collection Practices - Utilizing False Representation or Deceptive Means to Recover a Debt.
  2. Use your account to browse through the legal forms you have acquired previously.
  3. Go to the My documents section of your account and download another copy of the document you need.
  4. If you are a new user of US Legal Forms, here are straightforward instructions you should follow.
  5. First, confirm you have selected the correct form for your region/area.
  6. You can review the form using the Preview button and check the form details to ensure it is suitable for you.

Form popularity

FAQ

General impression test When deciding whether marketing information raises concerns under the Competition Act, the court consider both the literal meaning of the information and the general impression it makes. This is known as the general impression test.

The Fair Debt Collection Practices Act (FDCPA) (15 USC 1692 et seq.), which became effective in March 1978, was designed to eliminate abusive, deceptive, and unfair debt collection practices.

Examples of fraud by false representation Examples include: Exaggerating your income on a mortgage application form. Falsifying details to obtain a credit card. Selling assets that are not yours to sell, or that do not exist.

How Debt Collection Scams Work. It's very simple: Someone contacts you often by phone, but also by text message, fax, mail or email and claims that you owe a debt. The debt may be completely fake, canceled, discharged, forgiven or beyond the period for collection.

Problems Faced by Debt Collection Agents and How to Solve Them!Oral Contracts:Faulty Written Agreements:Money Recovery Issues:Collection Methods Are Not Real-Time:Mobile Borrowers:Too Many Calls:Contacting Wrong People:Customer Bankruptcy:More items...?30-Nov-2019

A false statement is when it is not true, regardless of whether or not you know that it is false. A misleading statement is when it gives a false impression, is uninformative, unclear, or deceptive.

Your credit card debt, auto loans, medical bills, student loans, mortgage, and other household debts are covered under the FDCPA.

7 Most Common FDCPA ViolationsContinued attempts to collect debt not owed.Illegal or unethical communication tactics.Disclosure verification of debt.Taking or threatening illegal action.False statements or false representation.Improper contact or sharing of info.Excessive phone calls.16-Sept-2020

Misleading or deceptive conduct is when a business makes claims or representations that are likely to create a false impression in consumers as to the price, value or quality of goods or services on offer. This is against the law.

Courts have found false and misleading representations in these cases - a: manufacturer sold socks, which were not pure cotton, labelled as 'pure cotton' retailer placed a label on garments showing a sale price and a higher, crossed-out price. However, the garments had never sold for the higher price.

Trusted and secure by over 3 million people of the world’s leading companies

Washington Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Using False Representation or Deceptive Means to Collect a Debt