Washington Mortgage Deed
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How to fill out Mortgage Deed?
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FAQ
While Washingtonians colloquially reference ?mortgages? when describing their home loans, the legal instrument that encumbers their property in Washington is more precisely a ?deed of trust.? A deed of trust is not (in the commonly-held sense) a ?deed,? in which a seller conveys title in real estate to a buyer.
A Personal Representative's Deed is the form of deed commonly used in connection with the sale of real property owned by an estate.
The biggest difference between a title versus a deed is the physical component. A deed is an official written document declaring a person's legal ownership of a property, while a title refers to the concept of ownership rights.
To put simply, the deed is the legal document that proves who holds title to a property, while a mortgage is an agreement between a financial lender and borrower to repay the amount borrowed to purchase a home.
Requirements for Transfer on Death Deeds in Washington It must be recorded before the transferor's death in the auditor's office of the county where the property is located. While not required, providing notice of the TODD and acceptance by the transferee is advisable.
To access a digital copy, go to your county recorder's website and search public records and recorded documents. You can print an unofficial copy or request a certified one from the county recorder.
A mortgage involves only two parties: the borrower and the lender. A deed of trust has a borrower, lender and a ?trustee.? The trustee is a neutral third party that holds the title to a property until the loan is completely paid off by the borrower.
Recording a Deed Any Deed (that is, the document evidencing the transfer of real property) is required to be recorded in the County Auditor's Office of the county in which the real property is located.
