Washington Letter to Creditors Notifying Them of Identity Theft of Minor for New Accounts
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How to fill out Letter To Creditors Notifying Them Of Identity Theft Of Minor For New Accounts?
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FAQ
To report identity theft, contact: The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338. The three major credit reporting agencies. ... The fraud department at your credit card issuers, bank, and other places where you have accounts.
Dear Sir or Madam: I am a victim of identity theft. I recently learned that my personal information was used to open an account at your company. I did not open or authorize this account, and I therefore request that it be closed immediately.
If you report your identity theft to the FTC within two business days of discovering it, you will only be liable to pay $50 of any unauthorized use of your bank and credit accounts (under federal law). The longer you leave it, the more that financial liability falls on your shoulders.
Steps for Victims of Identity Theft or Fraud Place a fraud alert on your credit report. Close out accounts that have been tampered with or opened fraudulently. Report the identity theft to the Federal Trade Commission. File a report with your local police department.
Steps to take if your identity was stolen Alert your bank or credit card companies immediately. ... Change your passwords and enable two-factor authentication. ... Continue monitoring your financial statements and accounts. ... Google yourself. ... Notify law enforcement. ... Set up a fraud alert or credit freeze.
I am a victim of identity theft, and I did not make [this/these] charge(s). I request that you remove the fraudulent charge(s) and any related finance charge and other charges from my account, send me an updated and accurate statement, and close the account (if applicable).
Write a letter to each creditor where an account was opened or used in your name. Repeat what you said in your telephone call. Send a copy of your police report. Black out the account number of any accounts with other creditors on a copy of your completed ID Theft Affidavit and send it.
If you've been the victim of identity theft, you can take steps to reclaim your good name and restore your credit. To make certain that you do not become responsible for any debts incurred in your name by an identity thief, you must prove that you didn't create the debt.