Washington Settling your injured worker's L&I claim: A new option for injured workers 50 and older is a program developed by the Washington State Department of Labor & Industries (L&I) to help injured workers who are 50 years of age or older receive a settlement for their claim. This program allows injured workers to receive a lump sum settlement for their claim, as opposed to the traditional method of receiving weekly benefits from L&I. The lump sum settlement is designed to provide the injured worker with a financial cushion while they are unable to work, as well as helping cover medical costs and other expenses associated with the injury. There are two types of settlements available: a lump sum settlement and a structured settlement, depending on the circumstances of the injured worker. The lump sum settlement is usually a one-time payment, while the structured settlement is an annuity-like payment that is paid out over a certain period of time. The amount of the settlement is determined based on the injured worker's age, the severity of the injury, and the amount of time the injured worker has been unable to work. Both types of settlements are designed to provide the injured worker with the financial resources they need to get back on their feet.