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Payment Authorization is a process through which the amount to be paid on a payment method is verified. In case of credit cards, authorization specifically involves contacting the payment system and blocking the required amount of funds against the credit card.Payment authorization, also called credit card authorization, is a process that verifies a customer has enough funds to cover the amount to be paid on a sale. Authorization is the first step when purchasing goods or services. When you place an order, Amazon contacts the issuing bank to confirm the validity of the payment method. From online to instore, Authorize. Net makes it easy to accept all types of payments, including PayPal, Apple Pay, Visa SRC, and more. Authorization only is a type of payment card transaction that holds funds from a cardholder's account for settlement at a later date. A twostep payment solution authorizes a card, then settles the purchase later. For devices having a Secure Enclave, a payment can be made only after it receives authorization from the Secure Enclave.