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Workers' compensation insurance is mandatory for all Vermont employers. Most employers are aware of their coverage obligations and they know that it provides an injured worker with certain benefits.
Vermont workers' compensation insurance can help: Pay for medical care if an employee gets hurt or sick from their job. Replace most of their lost wages if they miss work due to an injury or illness from their job. Pay for funeral costs if they lose their life due to a work accident or work-related illness.
Our goal is to ensure workers injured in the course of their employment receive from their employers or employers' insurance companies the medical, disability compensation, and other benefits to which they are entitled by law.
Workers' Compensation Boards (WCBs) Like the U.S., Canada's WCBs operate independently from the government and are funded by employers. However, Canadian employers must purchase workers' compensation through a WCB, while U.S. employers have the option to purchase it through private insurers.
Vermont Rates for Select Work Comp Class Codes Class Code & DescriptionLow RateHigh Rate5645 Residential Construction-Home Builders-Remodelers-Siding$7.24$10.296217 Excavation & Grading Work$5.48$7.796400 Fence Installation & Repair$7.04$10.007219 Trucking-Short & Long Haul$7.86$11.1763 more rows
Total compensation includes all forms of pay and benefits an employee receives. It can include base salary, overtime pay, bonuses, commissions, benefits, and any other cash or non-cash compensation. Total compensation can be divided into two categories: direct and indirect.
In addition, the following people are not required to be covered by workers' compensation insurance: A person whose employment is of a casual nature, and not for the purpose of the employers trade or business. A person engaged in amateur sports, even if an employer contributes to the support of such sports.
To calculate total compensation for an employee, take the sum of their base salary and the dollar value of all additional benefits. Additional benefits include insurance benefits, commissions and bonuses, time-off benefits, and perks.