Virgin Islands Model COBRA Continuation Coverage Election Notice

State:
Multi-State
Control #:
US-AHI-002
Format:
Word; 
Rich Text
Instant download

Description

This AHI form is a model letter regarding the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) continuation coverage election notice
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FAQ

In addition, the law does not apply to plans sponsored by the governments of the District of Columbia or any territory or possession of the United States, certain church-related organizations, or the federal government.

Q2: What is public sector COBRA? Title XXII of the Public Health Service (PHS) Act, 42 U.S.C. ? 300bb-1 through 300bb-8, applies COBRA requirements to group health plans that are sponsored by state or local government employers.

Federal law requires that most group health plans (including this Plan) give employees and their families the opportunity to continue their health care coverage through COBRA continuation coverage when there's a qualifying event that would result in a loss of coverage under an employer's plan.

COBRA the Consolidated Omnibus Budget Reconciliation Act -- requires group health plans to offer continuation coverage to covered employees, former employees, spouses, former spouses, and dependent children when group health coverage would otherwise be lost due to certain events.

Do they have to offer employees COBRA? This rule is generally clear. Small U.S. companies deciding if they are a COBRA eligible employer must include all employees in the controlled group including overseas non-resident aliens without U.S. source income.

The general notice describes general COBRA rights and employee obligations. This notice must be provided to each covered employee and each covered spouse of an employee who becomes covered under the plan. The notice must be provided within the first 90 days of coverage under the group health plan.

COBRA SPECIFICS COBRA applies to nearly all businesses that have more than 20 employees and offer a group health care plan. The only exceptions are churches, church-related tax-exempt organizations, and some federal employees.

Q: What coverage does COBRA offer if I travel outside the US? A: COBRA is a federal law and applies regardless of residency.

The following are qualifying events: the death of the covered employee; a covered employee's termination of employment or reduction of the hours of employment; the covered employee becoming entitled to Medicare; divorce or legal separation from the covered employee; or a dependent child ceasing to be a dependent under

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Virgin Islands Model COBRA Continuation Coverage Election Notice