Virgin Islands Report of Injury by Employee to Employer to be Filed with Worker's Compensation Agency of State

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Description

Workers' compensation laws are designed to ensure payment by employers for
some part of the cost of injuries, or in some cases of occupational diseases, received by employees in the course of their work. Worker's compensation legislation requires the employer to furnish a reasonably safe place to work, suitable equipment, rules and instructions. State workers' compensation statutes vary by state. The Federal Employment Compensation Act covers non-military federal employees or those workers employed in some significant aspect of interstate commerce.


The compensation acts require that notice of the fact of injury be given to the employer, or to the compensation board or commission, or to the insurance carrier, or to all of them. This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.

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FAQ

The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $60 or actual wage if less, and the maximum is 66 2/3 percent of SAWW. For non-scheduled injuries, the maximum period of payments is 200 weeks, and there is no maximum total payable amount.

"Part Two" of the policy provides coverage for an employer who is sued by an employee for work-related bodily injury or illness that isn't subject to state statutory benefits. It has a monetary limit. Employers' liability also insures an employer in some other situations.

In most states, employer's liability insurance will be included as part of your workers compensation coverage. But if you live in a monopolistic state, you'll need to buy a separate employer's liability insurance coverage.

All California employers must provide workers' compensation benefits to their employees under California Labor Code Section 3700.

Governed by state law, workers' compensation laws are in place in every state to protect employees against loss of income and for medical payments because of work-related injuries, accidents, illness, or disease.

If the claims administrator sends you a letter denying your claim, you have a right to challenge the decision. Don't delay, because there are deadlines for filing the necessary papers. If you need help with your workers' compensation claim, you can contact the Information and Assistance Unit.

The simplest kind of workers' compensation claim may involve only medical expenses and perhaps some lost wages. Injuries that are more debilitating may trigger additional payments over longer periods of time.

However, employers' liability insurance does not cover legal costs from employee lawsuits charging discrimination, sexual harassment, or wrongful termination. To cover these situations, an employer would need to purchase a separate type of policy called employment practices liability insurance (EPLI).

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Virgin Islands Report of Injury by Employee to Employer to be Filed with Worker's Compensation Agency of State