Virgin Islands Guide for Protecting Deceased Persons from Identity Theft
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How to fill out Guide For Protecting Deceased Persons From Identity Theft?
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FAQ
Notify credit bureaus Notify the three major credit bureaus (Equifax®, Experian? and TransUnion®) and put a credit freeze on the deceased's account. This will prevent anyone from opening new accounts or credit cards in their name. Unfortunately, identity theft is not uncommon after a loved one passes away.
Identity Theft of a Deceased Person Identity thieves can get personal information about deceased individuals by reading obituaries, stealing death certificates, or searching genealogy websites that sometimes provide death records from the Social Security Death Index.
Contact banks, credit unions, credit card companies, and other financial institutions that hold accounts in your loved one's name, and notify those companies of your family member's death. This way, the system can flag any attempts to use the deceased person's identity via their financial accounts.
Identity thieves can strike even after death. An identity thief's use of a deceased person's Social Security number may create problems for family members. This type of identity theft also victimizes merchants, banks, and other businesses that provide goods and services to the thief.
Follow these tips to reduce the risk of a deceased person from having their identity stolen: Send copies of the death certificate to each credit reporting bureau, asking them to put a ?deceased alert? on the credit reports. Review the deceased taxpayer's credit report for questionable credit card activity.
So, to the people wondering what can someone do with your SSN, the following is just scratching the surface. Financial identity theft. ... Social Security benefits fraud. ... Tax identity theft. ... Medical identity theft. ... Criminal identity theft. ... Utility fraud. ... Other nefarious activities.
A deceased person's social security number can no longer be used in transactions, which is why bank accounts in the deceased person's name are often frozen shortly after their passing.
Avoid listing birth date, maiden name, or other personal identifiers in obituaries as they could be useful to ID thieves. Report the death to the Social Security Administration by calling 800-772-1213. Order multiple certified copies of the death certificate with and without cause of death.