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A Chapter 13 case provides the opportunity to restructure debts through a payment plan which normally lasts three years. With court approval, a plan may last up to five years.
Fill Out and File the Chapter 7 Bankruptcy Forms Your case starts after filing the completed bankruptcy forms (the "petition"). Because a bankruptcy filing can be up to 60 pages in length, you can use the emergency filing procedure if you're short on time?it requires fewer forms.
A bankruptcy letter should be clear and concise and provide all the necessary information. It should include the name and contact information of the debtor, the date of the filing, the court where the bankruptcy was filed, the case number, and the type of bankruptcy filed.
The average bankruptcy packet ranges from 40 to 50 pages in length. The beauty of a skeleton filing is that you don't have to complete all of the required paperwork.
If you want to keep a secured asset, such as a car or home, and it is not completely covered by your Virginia bankruptcy exemptions then Chapter 7 is not an option. If facing foreclosure on your home, the automatic stay created by your Chapter 7 filing only serves as a temporary defense against foreclosure.
Virginia allows the following per-person exemptions in a Chapter 7 bankruptcy: Up to $25,000 in value of a primary residence (known as a homestead exemption) A personal vehicle worth up to $6,000.
While the average length of a Chapter 11 Bankruptcy case can last 17 months, larger and more complex cases can take up to five years. And following the conclusion of the bankruptcy case, it can still take months for Debtors to begin distributing payouts to the highest priority class of Creditors.
The average bankruptcy packet ranges from 40 to 50 pages in length.