Virginia Summary of Rights and Obligations under COBRA
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How to fill out Summary Of Rights And Obligations Under COBRA?
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FAQ
Nothing changes with your health insurance coverage, but now you are responsible for paying the full monthly premium. In addition, you also have to pay a 2% COBRA administration fee. COBRA costs an average of $599 per month.
Did you know there is a continuation provision that applies to Virginia employers NOT subject to COBRA? It's called Virginia State Continuation coverage aka mini-cobra. Employers must notify individuals within 14 days of learning that a person covered under the health plan is no longer eligible for coverage.
To be eligible for the continuation coverage, an individual must have been continuously insured under the group policy for the 3 months immediately before the termination of eligibility.
The following are qualifying events: the death of the covered employee; a covered employee's termination of employment or reduction of the hours of employment; the covered employee becoming entitled to Medicare; divorce or legal separation from the covered employee; or a dependent child ceasing to be a dependent under
Nothing changes with your health insurance coverage, but now you are responsible for paying the full monthly premium. In addition, you also have to pay a 2% COBRA administration fee. COBRA costs an average of $599 per month.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss,
The Virginia mini-COBRA law provides for 12 months of continuation coverage, except in the case of terminations for cause. The employer is required provide an election form within 14 days after the date that coverage would otherwise terminate.
COBRA generally requires that group health plans sponsored by employers with 20 or more employees offer employees and their families the opportunity for a temporary extension of health coverage (continuation coverage) in certain circumstances where coverage under the plan would otherwise end.
To be eligible for COBRA coverage, you must have been enrolled in your employer's health plan when you worked and the health plan must continue to be in effect for active employees.