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The Commonwealth of Virginia is one of the few U.S. states that does not require motorists to carry auto liability insurance. If you choose not to purchase car insurance, you must pay an extra fee each year, along with your vehicle registration.
Car insurance is legally optional in Virginia. If you choose to drive uninsured in VA, you must pay a $500 fee to the DMV. Drivers must pay this fee to register their vehicle or get their plates. This fee allows you to drive uninsured for 12 months without penalties.
It is illegal to drive a car in Virginia without at least the minimum amount of liability coverage required by law: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.
Virginia drivers are required to purchase a minimum amount of auto insurance coverage for all registered vehicles. You can legally drive without insurance in Virginia, but you have to pay an uninsured motor vehicle fee to avoid a penalty.
Virginia Code § 46.2-706 requires all Virginia registered motor vehicle owners to have motor vehicle liability insurance or enough money to pay for any losses that may result from an automobile accident.
You must provide proof that you have liability insurance within 30 days to avoid these penalties. Law enforcement officers can also ask for proof of financial responsibility during traffic stops.
The Commonwealth of Virginia is one of the few U.S. states that does not require motorists to carry auto liability insurance. If you choose not to purchase car insurance, you must pay an extra fee each year, along with your vehicle registration.
Full coverage insurance in Virginia is usually defined as a policy that provides more than the state's minimum liability coverage, which is 30,000 in bodily injury coverage per person, up to 60,000 per accident, and 20,000 in property damage coverage.
Liability coverage in Virginia. Liability insurance is legally required in Virginia. Liability pays for the bodily injuries and damaged property of those that you harm in an at-fault accident. This coverage can also pay for lost wages and pain and suffering as well.
It simply allows you to operate a motor vehicle uninsured for the next 12 months without additional penalties. The minimum requirements for auto insurance in Virginia are: $25,000 in bodily injury insurance per person. $50,000 in bodily injury insurance per accident.