Virginia Borrowers Certification of No Material Change No Damage
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How to fill out Borrowers Certification Of No Material Change No Damage?
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FAQ
Per the Virginia Residential Property Disclosure Act, sellers are not necessarily required to disclose flaws or defects to buyers, but they also cannot lie or actively conceal a problem. They also must honestly respond to any inquiries from potential buyers.
§ 55.1-700. Definitions "Ratification" means the full execution of a real estate purchase contract by all parties. "Real estate contract" means a contract for the sale, exchange, or lease with the option to buy of residential real estate subject to this chapter.
§ 55.1-709. A. The owner of residential real property subject to this chapter shall provide notification to the purchaser of any disclosures required by this chapter prior to the ratification of a real estate purchase contract or otherwise be subject to the provisions of subsection B.
SECTION 55.1-704 contains a disclosure requirement for properties in any locality in which there is a military air installation. SECTION 55.1-706 contains a disclosure requirement for properties with pending building code or zoning ordinance violations.
The Virginia Residential Property Disclosure Act (§ 55-517 et seq. of the Code of Virginia) governs the information owners must disclose to prospective purchasers of residential real property. Certain residential property transfers are excluded from the requirements (see § 55-518).
Although federal law requires some basic disclosures across the U.S., Virginia law does not require sellers to disclose much information about their property at all, as described below.
Virginia Death Disclosure The State of Virginia does not require disclosure of death on a property. The state does not require disclosure of any deaths, including murders or suicide.
