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For example, there is a four-year statute of limitation for auto accidents in Utah. This means that you must file your personal injury claim within four years of the date of the accident.
Utah is a ?No-Fault? state. This means that, no matter whose fault an accident may have been, injured parties seek payment for the first $3,000 of medical expenses from their own insurance carrier. This is dictated by a statute sometimes referred to as the ?PIP Statute? which stands for ?Personal Injury Protection?.
Utah requires drivers to report all car accidents to the police. They must do so by the ?quickest means of communication,? generally interpreted as calling the police at the scene. Your reporting duties may end there if your accident is minor.
Some states classify as no-fault states, such as Florida. In these states, all drivers must carry a personal injury protection policy. In a no-fault insurance state, if you travel as a passenger of a vehicle involved in an accident, you may file a claim under the policy of the person who transported you.
Most car insurance policies follow the vehicle and not the person driving it. That is true for a car insurance policy in Utah, as property damage liability coverage, collision, and comprehensive auto insurance coverage follow the car. Both property damage and PIP are mandatory in our state, but PIP follows the driver.
The law in Utah is pretty simple. You need to file a vehicle accident report in the event that anyone is injured, killed, or that you feel property damage is over $1,500 in value. WIth most of today's vehicles, this means that even a fender bender needs to be reported.
For example, there is a four-year statute of limitation for auto accidents in Utah. This means that you must file your personal injury claim within four years of the date of the accident.