How do I get an incorrect collection removed from my credit report?

You have three choices dispute the account (if it's inaccurate), contact the collection agency for a goodwill adjustment (if you've paid the account in full), or simply wait for the account to be removed from your reports in due time.

How do I dispute a false collection?

Your dispute should be made in writing to ensure that the debt collector has to send you verification of the debt. If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

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Letter Informing Debt Collector of False or Misleading...

Utah Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - Contacting the Consumer’s Employer

Q: How do I get an incorrect collection removed from my credit report?

You have three choices dispute the account (if it&#039;s inaccurate), contact the collection agency for a goodwill adjustment (if you&#039;ve paid the account in full), or simply wait for the account to be removed from your reports in due time.

Category:

Collections - Fair Debt Practices Act

State:

Multi-State

Control #:

US-DCPA-19.13BG

Format:

Instant download

Description

Section 807 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692e, provides, in part, as follows: "A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

"(5) The threat to take any action that cannot legally be taken or that is not intended to be taken."

It is a violation of the Fair Debt Collection Practices Act to contact a consumer debtor's employer for a purpose other than to obtain location information.

Utah Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities

Utah Letter Informing Debt Collector of False or Misleading Misrepresentations in Collection Activities - Threatening to Take an Action that Cannot Legally be Taken or That is not Intended to be Taken - Contacting the Consumer’s Employer

Description

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FAQ

Which of the following are considered unfair practices by debt collectors?

Are debt collectors allowed to lie?

What are four practices that collectors are prohibited from doing under the FDCPA?

What constitutes a false and misleading debt collection practice?

What debt collection practices are forbidden by the Fair Debt Collection Practices Act?

How do I get an incorrect collection removed from my credit report?

Can you dispute a legitimate collection?

What is the most common violation of the FDCPA?

How do I dispute a false collection?

Can I sue collection agency for false information?

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