Fraudulent Use of Unauthorized Credit Cards or Other Access Devices

• Category: Federal - Jury Instructions - 11th Circuit - Criminal
• State: Multi-State
• Control #: US-JURY-11THCIR-O41-2-CR
• Format: Word

Description

Pattern Jury Instructions from the 11th Circuit Federal Court of Appeals. For more information and to use the online Instruction builder please visit http://www.ca11.uscourts.gov/pattern-jury-instructions Fraudulent Use of Unauthorized Credit Cards or Other Access Devices is the illegal use of a stolen or otherwise unauthorized credit card (or other payment access device) to make purchases or withdraw funds. It includes activities such as identity theft, card skimming, and account takeover. It is a type of identity theft crime in which an individual obtains another person’s credit card information and uses it without their consent for their own financial gain. Common types of Fraudulent Use of Unauthorized Credit Cards or Other Access Devices include: • Card Skimming: the unauthorized use of a point-of-sale card reader to capture card data from a card’s magnetic strip. • Identity Theft: the unauthorized use of a person’s personal information, such as their name, date of birth, or Social Security number, to open new accounts or access existing accounts. • Account Takeover: the unauthorized access and use of a person’s existing account, such as their credit card account, to make fraudulent purchases or withdraw funds. • Phishing: the use of deceptive emails and websites to collect personal information, such as credit card numbers, bank account information, and Social Security numbers. • Online Shopping Fraud: the use of stolen or unauthorized credit cards to purchase goods or services online.

Fraudulent Use of Unauthorized Credit Cards or Other Access Devices is the illegal use of a stolen or otherwise unauthorized credit card (or other payment access device) to make purchases or withdraw funds. It includes activities such as identity theft, card skimming, and account takeover. It is a type of identity theft crime in which an individual obtains another person’s credit card information and uses it without their consent for their own financial gain. Common types of Fraudulent Use of Unauthorized Credit Cards or Other Access Devices include: • Card Skimming: the unauthorized use of a point-of-sale card reader to capture card data from a card’s magnetic strip. • Identity Theft: the unauthorized use of a person’s personal information, such as their name, date of birth, or Social Security number, to open new accounts or access existing accounts. • Account Takeover: the unauthorized access and use of a person’s existing account, such as their credit card account, to make fraudulent purchases or withdraw funds. • Phishing: the use of deceptive emails and websites to collect personal information, such as credit card numbers, bank account information, and Social Security numbers. • Online Shopping Fraud: the use of stolen or unauthorized credit cards to purchase goods or services online.