Sample Letter for Judgment - Garnishment
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How to fill out Sample Letter For Judgment - Garnishment?
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Make sure you state you are exercising your rights under the Fair Debt Collection Practices Act. Include a sentence or two describing why you are judgment-proof For example: I am judgment proof because I am living only on Social Security benefits, own limited exempt property, and cannot meet current expenses.
Change of Employment. The easiest thing to do is change your employer. Installment Plan. The IRS will let you pay your balance over time if you work out an installment plan with them. Offer in Compromise. Financial Hardship Exemption. Appeal. Bankruptcy.
If it's already started, you can try to challenge the judgment or negotiate with the creditor. But, they're in the driver's seat, and if they don't allow you to stop a garnishment by agreeing to make voluntary payments, you can't really force them to. You can, however, stop the garnishment by filing a bankruptcy case.
Wage garnishment is a legal procedure in which a person's earnings are required by court order to be withheld by an employer for the payment of a debt such as child support.
Further, if you think that quitting your job and simply finding another one will resolve the situation, you may be surprised to find that the garnishment order will follow you to your new job as well. As such, while quitting your job is certainly a legal option, you may do well to consider other recourse alternatives.
