A Request for Payment — Credit Line Exceeded is a formal request from a creditor to a debtor asking for payment for the amount that has been exceeded on their credit line. This request is usually sent once the debtor has exceeded the credit limit, also known as the credit line, set by the creditor. There are two types of Request for Payment — Credit Line Exceeded: the written request and the electronic request. The written request is a letter sent directly to the debtor asking for payment of the amount that has been exceeded. The electronic request is sent via email or text message and typically includes a link to an online payment form. In either type of request, the creditor may also include details such as the original credit line amount, the amount exceeded, and the payment due date.