Texas Debtors Request For Permanent Exemption From Credit Counseling is a form that is used by debtors in Texas who wish to be permanently exempted from having to take part in credit counseling. This form is typically used by individuals who have an income level that is too low to be required to take part in credit counseling, or who have a medical condition that will prevent them from taking part in credit counseling. The form outlines the reasons for requesting the exemption and is submitted to the court for approval. There are two types of Texas Debtors Request For Permanent Exemption From Credit Counseling: 1) Form 4-1: Request for Permanent Exemption From Credit Counseling, and 2) Form 4-2: Request for Permanent Exemption From Credit Counseling Affidavit of Exemption.