Texas Certificate of Construction Completion
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FAQ
The Windstorm Inspections Program applies to structures located in the designated catastrophe areas, known as Texas' First Tier Counties: Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio, Willacy, and certain cities east of State Highway 146
Premium credits are available for items certified as being built to recent windstorm building codes. Premiums may change based on changes in coverage, such as the amount of insurance provided by the policy. The average premium on a TWIA residential policy is approximately $1,750.
Is an Affidavit of Completion required in Texas? Short answer: No. An Affidavit of Completion can be filed by the owner or general contractor. It helps to establish the completion date for the project, as well as the filing deadline for liens on unpaid contractual retainage.
WPI-8: A Certificate of Compliance issued by the Texas Department of Insurance for new and ongoing improvements. WPI-8-E: A Certificate of Compliance issued by the Texas Department of Insurance for completed improvements.
8 is issued for ongoing construction. These inspections can be done by an appointed Texas licensed professional engineer or TDI windstorm inspector while the work is underway. 8E is issued for completed construction. These inspections can be done by a Texas licensed professional engineer.
No, windstorm insurance is not required by law in Texas. But you'll likely need to purchase a wind-only policy if you have a mortgage on your house and your standard home insurance policy excludes wind damage from coverage.