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Leaving the scene of an accident without reporting it to the police might be considered a hit and run offense under Tennessee Code § 55-10-102(a). In addition, waiting too long to contact an insurance company might make the insurance company wary of your claims and more likely to deny your compensation.
Tennessee is not one of those states. Tennessee is considered a ?fault state,? meaning that if you are injured in a car accident here and another driver is at fault, you may be able to recover damages from them and from their insurance company in a personal injury suit.
In Tennessee, you are not required to report car accidents that do not result in injuries or cause only very minor property damage. However, you are required to report accidents that result in death, personal injury or property damage exceeding $400.
Generally, the owner of the vehicle will provide the primary liability coverage in any accident involving their vehicle, even if someone else is driving it. This is known as ownership liability.
Call the State of TN Auto Accident Call Center immediately at (855) 253-0629 with date, time, and location of the incident, as well as any additional information you may have. Take photos of both vehicles, as well as the license plate and VIN tag of the other vehicle (on the driver-side dash, near the windshield).
If the worst happens and you're in a motor vehicle accident, here's what you need to do. Take note of traffic violations. The best time to decide who is at fault is at the scene of the accident. ... Start collecting evidence. ... Talk to witnesses. ... Consider if the other driver was negligent. ... Get a compensation lawyer on board.
Tennessee is not one of those states. Tennessee is considered a ?fault state,? meaning that if you are injured in a car accident here and another driver is at fault, you may be able to recover damages from them and from their insurance company in a personal injury suit.
A report must be filed regardless of who was at fault for the accident. You are required to file a report even if an investigating officer creates their own report. To file a written report, submit a completed Owner/Driver Report form to the Tennessee Department of Safety and Homeland Security (TDSHS).