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Proof of insurance ? also known as proof of financial responsibility ? must be carried at all times when behind the wheel. Below you'll find the minimum amounts of car insurance requirements for the state of Tennessee as laid out by the Tennessee Department of Revenue.
Car insurance laws in Tennessee Tennessee drivers must carry at least a liability insurance policy, which includes bodily injury and property damage coverage. The TN car insurance requirements are as follows: $25,000 bodily injury liability per person. $50,000 bodily injury liability per accident.
About the state exam License ExamExam TimeTotal QuestionsLife1 hour 45 mins82Accident & Health1 hour 45 mins82
The required minimum limits of your liability car insurance are: $25,000 for each injury or death per accident. $50,000 for total injuries or deaths per accident. $25,000 for property damage per accident.
Cheapest Bronze Plans in Tennessee CompanyMonthly CostMaximum Out-of-PocketOscar$397$9,100UnitedHealthcare$443$9,450Blue Cross Blue Shield$446$9,450Cigna$453$9,4503 more rows
Generally, the owner of the vehicle will provide the primary liability coverage in any accident involving their vehicle, even if someone else is driving it. This is known as ownership liability.
In Tennessee, all drivers must have some proof of financial responsibility in order to drive. The most common way to meet the requirement is carrying car insurance with at least the minimum coverage limits: $25,000 for bodily injury liability per person and $50,000 per accident, along with $25,000 for property damage.