Tennessee Release of Garnishment

State:
Tennessee
Control #:
TN-SKU-1535
Format:
PDF
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Description

Release of Garnishment

Tennessee Release of Garnishment is a document used to release an employee from a wage garnishment, which is an order to withhold a portion of an employee's wages and pay them directly to creditors. This document is used when a debtor has fulfilled their obligation to a creditor and the debt is paid in full. There are two types of Tennessee Release of Garnishment: Voluntary Release of Garnishment and Involuntary Release of Garnishment. A Voluntary Release of Garnishment is when the employee and creditor agree to release the garnishment. An Involuntary Release of Garnishment is when the court orders the release of the garnishment. This document must be signed by the debtor, creditor, and employer in order to be effective. The Tennessee Release of Garnishment must be filed with the appropriate court to be legally binding.

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FAQ

A stay of garnishment is issued upon the first filing of a motion for installment payments. A court date is set within approximately eight days from the filing of the motion for installment payments to be reviewed by a General Sessions Court Judge. The Judge will grant or deny the motion before the court.

Within ten days of service, the garnishee shall file a written answer with the court accounting for any property of the judgment debtor held by the garnishee. Within thirty days of service, the garnishee shall file with the court any money or wages (minus statutory exemptions) otherwise payable to the judgment debtor.

You may apply to the court at the clerk's office shown below within twenty (20) days from any improper withholding of your wages for a motion to stop the garnishment. The court clerk identified below shall provide you with a form for making such a motion, or may have supplied a form motion on the back of this notice.

Execution.? every process or writ whereby the judgments and decrees of Courts are enforced.? (an Encyclopedia of Tennessee Law) says: ?An execution issues, as a matter of course, upon a judgment for a specific sum of money, without any order awarding or directing its issuance in express terms.?

Both state and federal laws limit the amount of money that may be withheld from your weekly pay. The state and federal exemptions are nearly identical. Both Tennessee law and federal wage garnishment law limit the amount that can be garnished from a week's pay to the lesser of: 25% of your weekly disposable income.

Specifically, Rule 69.04 of the Tennessee Rules of Civil Procedure provides that: Within ten years from the entry of a judgment, the creditor whose judgment remains unsatisfied may file a motion to extend the judgment for another ten years.

The notice explains your rights, including how to object if your employer is withholding too much money from your wages. A Tennessee garnishment order is only good for six months, but a new garnishment order can be issued when the previous one expires.

Tennessee law ensures that you have enough income to pay your living expenses after wage garnishment. Your creditor can only garnish your wages 25% of your disposable earnings for the week or any excess income over 30 times the federal minimum wage ($7.25 per hour). The lower of the two amounts must be used.

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Tennessee Release of Garnishment