Tennessee Slow Pay Order
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FAQ
NOTICE TO THE DEBTOR (EMPLOYEE) TCA 26-2-216(b)(2): Your earnings have been subjected to a garnishment which has been served upon your employer. The garnishment creates a lien on a portion of your earnings until the judgment is satisfied, or for six (6) months, whichever occurs first.
Another way to stop a wage garnishment is by negotiating with your creditor. Many creditors are reluctant to settle debts once they have a garnishment. However, an attorney can help you negotiate the best settlement by offering a lump sum amount or payment terms.
Tennessee allows employees to voluntarily assign their wages to another with the employer's written consent.
Tennessee's Slow Pay program allows you to avoid wage garnishment and set up an affordable payment plan for judgments. If a creditor is garnishing or is threatening to garnish your wages, Tennessee's "Slow Pay" process allows you to stop the garnishment and set up a payment plan you can afford.
Go to the court clerk's office and ask to file a Slow-Pay motion. You must say how much you will pay each week or month.
The garnishment amount is limited to 25% of your disposable earnings for that week (what's left after mandatory deductions) or the amount by which your disposable earnings for that week exceed 30 times the federal minimum hourly wage, whichever is less. (15 U.S.C. § 1673).
Within ten days of service, the garnishee shall file a written answer with the court accounting for any property of the judgment debtor held by the garnishee. Within thirty days of service, the garnishee shall file with the court any money or wages (minus statutory exemptions) otherwise payable to the judgment debtor.
